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5X rewards on insurance payment using HDFC Bank Credit Cards

Pranav Pranav Follow Nov 25, 2019 · 1 min read · 0 comments
5X rewards on insurance payment using HDFC Bank Credit Cards

HDFC Bank is back with another fantastic offer on credit cards wherein it’s providing 5X reward points on all insurance premium payments. This offer is applicable on all retail HDFC Bank Credit Cards till end of this year and is in addition to SmartBuy 10X offer.

Offer Details

  • Offer: Get 5X Reward Points on insurance premium payments
  • Period: 1st November 2019 to 31st December 2019
  • Maximum Cap: 2,000 reward points
  • Maximum Capping Reset: Every calendar month
  • Excluded Cards: Corporate Cards, Commercial Cards, Dealer Cards, Distributor Cards, Business Cards & Value Plus Cards
  • Type: Open for all
  • Fulfillment: Bonus reward points will be posted within 90 working days from the end date of the offer
  • Source: Website


This is indeed a lucrative offer where HDFC Bank Infinia and Diners Club Black credit card holders can enjoy a reward rate of whooping 16.5%. However to get maximum benefit, premium amount should be limited to Rs. 12,000 per month for these cards. For HDFC Bank Regalia and Diners ClubMiles, the reward rate is 6.5% which is still decent. And in case of these cards, the maximum payment should be limited to Rs. 15,000 per month.

Are you going to utilize this offer from HDFC Bank? Let me know in comments below.

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Written by Pranav Follow
Hi, I am Pranav! I love to acquire, review and earn reward points/cashback from Credit Cards. Guiding people about benefits and optimal utilization of credit cards for years.
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