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10X Rewards on Gift Vouchers using HDFC Bank Credit Cards

Pranav Pranav Follow Oct 26, 2019 · 1 min read · 0 comments
10X Rewards on Gift Vouchers using HDFC Bank Credit Cards

HDFC Bank has extended the 10X rewards program for purchasing instant gift vouchers at SmartBuy. This offer can be availed at dedicated Smartbuy portal hosted at Gyftr. Gyftr currently hosts instant gift vouchers of 160+ Partner Brands e.g. Flipkart, Amazon, Ola, Uber, MakeMyTrip, Yatra, Urban Ladder, Big Bazaar, More etc.

Offer Details

  • Offer: Buy instant vouchers at Smartbuy portal and get
    • 10X Reward Points on HDFC Bank Infinia, Diners Club and Regalia credit cards
    • 5% cash back on other HDFC Credit and Debit cards up to maximum of Rs. 1,000 per calendar month
  • Period: Till 31st December 2019 (HDFC keeps on extending this)
  • Maximum Cap:
    • HDFC Infinia: 25,000 reward points
    • HDFC Diners Club Black: 15,000 reward points
    • Other HDFC Diners Club variant and HDFC Regalia Credit Card: 5,000 reward points
    • Rs. 1,000/- cash back on other HDFC Credit and Debit Cards
  • Maximum Capping Reset: Every calendar month
  • Fulfillment: Reward Points or cash back will be posted within 90 working days from the last date of transaction month
  • Only PayZapp KYC registered customers are eligible for cashback
  • Source: Website


This is a fantastic move my HDFC as it enables 10X rewards on many more brands which were not available before. Now HDFC Infinia and Diners Club Black card holders can get a reward rate of whooping 33% on many more brands and categories. Also one can buy vouchers if they are not able to exhaust quota for a particular month and use later on as required.

What do you think about addition of instant vouchers to 10X rewards program? Let me know in comments below.

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Written by Pranav Follow
Hi, I am Pranav! I love to acquire, review and earn reward points/cashback from Credit Cards. Guiding people about benefits and optimal utilization of credit cards for years.
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