hdfc, card offers,

HDFC Bank launches Summer Treats Offer

Pranav Pranav Follow Jun 04, 2020 · 7 mins read · 0 comments
HDFC Bank launches Summer Treats Offer

HDFC Bank launched the Summer Treats Offer today wherein they are providing a wide range of offers across Credit Cards, Debit Cards, EMIs, Loans and Payzapp wallet. This offer is very similar to Festive Treats Offer which they ran last year. There are numerous offers available across multiple merchants, both online and offline, to attract the customers as lock down is easing out. Let’s look into some of the prominent offers in detail.

Cashback and Bonus Reward Points

Under this offer, HDFC Bank Debit Card holders can enjoy cashback on Supermarket & Groceries spends, both online and offline. On the other hand HDFC Credit Card holders can enjoy 50% bonus reward points on online spends. Finally Payzapp users can enjoy 5% cashback upto Rs. 200 per month for bill payment.

Product Offer
Credit Card Earn 50% additional reward points upto 200 per customer for each online transaction greater than Rs. 1,000 during the offer period
Debit Card Get 1% cashback upto Rs. 100 per customer on transactions > Rs. 2,000 across supermarket, grocery and departmental stores during the offer period.
Payzapp Get 5% cashback upto Rs. 200 per month per customer on registered mobile number on bill payments > Rs. 200 during the offer period.
  • Period: 21 May 2020 to 30 June 2020
  • T&C: Website

Though the offer is decent, the low limit on bonus reward points and cashback kills the joy.

Welcome Offer on Credit Cards

HDFC Bank is giving vouchers on setting up a new credit card and meeting the spend criteria. Refer table below for details:

Card Type 7 days 15 days Month 1 Month 2 Month 3
Super Premium Cards Regalia Do 1 Online transaction
Get Rs.100 
Do 2 transactions
Get Rs.200 
Do 4 transactions
Get Rs.700 
Spend Rs.40,000
Get Rs.1000
Spend Rs.40,000
Get Rs.1000
Business Regalia
Diners Privilege
Indigo 6E XL
Premium Cards Indigo 6E R Do 1 Online transaction
Get Rs.100 
Do 2 transactions
Get Rs.200 
Do 4 transactions
Get Rs.300 
Spend Rs.25,000
Get Rs.700 
Spend Rs.25,000
Get Rs.700 
Millennia
Times Platinum
Best Price Save Max
Business MoneyBack
Classic Cards EasyEMI Do 1 Online transaction
Get Rs.100 
Do 2 transactions
Get Rs.200 
Do 4 transactions
Get Rs.200 
Spend Rs.15,000
Get Rs.500 
Spend Rs.15,000
Get Rs.500 
MoneyBack
IndianOil
Times Titanium
Best Price Save Smart
CSC Small Bus MoneyBack
Voucher Options: Hotstar, ZEE5, TIMESPRIME, SWIGGY, netmeds, BigBasket
  • Period: 15 May 2020 to 30 September 2020
  • T&C: Website

Though the offer seems decent, the only worrying bit is that it’s a contest and only few winners selected by HDFC Bank will get the vouchers. This kills the joy for most as you never if you are getting selected or not.

Mobiles

HDFC Bank is providing instant discount for online offers and cashback for offline purchases of mobile phones. Below table summarizes the offer on various mobile phones:

Mobile Offer
Apple iPhone SE
  • Rs. 3,600 instant discount on Credit Card and Debit Card EMI transactions
  • Rs. 1,500 instant discount on on Debit Cards
Mi 10
  • Rs. 3,000 instant discount on Credit Card and Debit Card EMI transactions
  • Rs. 1,500 instant discount on on Debit Cards
Samsung S20 / S20+ Rs. 6,000 cashback on Credit Card and Debit Card EMI transactions
Redmi K20
  • Rs. 1,500 instant discount on Credit Card and Debit Card EMI transactions
  • Rs. 750 instant discount on on Debit Cards
Redmi Note 8 Pro
  • Rs. 1,000 instant discount on Credit Card and Debit Card EMI transactions
  • Rs. 500 instant discount on on Debit Cards

Seems to be a decent offer and deal can be further sweetened using SmartBuy 10X program.

Laptop & Tablets

HDFC Bank is providing an attractive discount on Macbooks and iPads. Refer table below for details:

Product Discount on Credit Card / Debit Card EMI Discount on Debit Card
Macbook Air Rs. 6,000 Rs. 1,500
Macbook Pro Rs. 7,000 Rs. 1,500
iPad Rs. 5,000 Rs. 1,500
  • Valid Till: 30 June 2020
  • T&C: Website

This is a nice offer on Apple devices and apart from discount, you can also get accelerated reward points using SmartBuy 10X program on Amazon / Flipkart.

Household Durables

HDFC Bank is also providing attractive discounts on household durables as tabulated below:

Product Brand Offer
Refrigerator LG, Samsung, Voltas 17.5% cashback
Washing Machine LG, Samsung, Voltas 17.5% cashback
Dishwasher LG, Voltas 12.5% cashback

This seems to be a lucrative offer, however note that this discount is generally applicable on MRP and you may get a better deal by haggling with the shopkeeper. You may also get a better deal online on Amazon / Flipkart during special sale days. So compare all options before taking the plunge.

Payzapp

HDFC Bank is also providing some exclusive offers on Payzapp wallet. Some of them are mentioned below:

  • 3X reward points on Flipkart on using HDFC Credit Card via Payzapp, 1% cashback on paying via Payzapp card
  • Cashback on food delivery merchants
    • Dominos Pizza: 15%
    • Freshmenu: 15%
    • Zomato: 10% on groceries
    • Swiggy: 15%

The Flipkart offer looks interesting, however I couldn’t find the exact terms and conditions to know the maximum cap on bonus reward points.

Other Deals

Apart from above offers, HDFC Bank has also announced many other deals in different categories of merchants like Health & Wellness, Online Education, Online streaming, Jewelry & Apparels etc. Some of the prominent offers are listed below:

  • Croma: Rs. 2,000 cashback
  • TataCLIQ: Rs. 2000 discount of on purchases of Rs. 25,x000 on HDFC Bank Credit Cards
  • Spar: 7% cashback up to Rs. 350
  • Grofers: 5% instant discount up to Rs. 250
  • Zee5: 20% discount on Zee5 premium subscription
  • Bluestone: 5% discount on Diamond jewelry purchase of Rs. 20,000 and above. Max. discount of Rs 2,000

Bottomline

The volume of transactions is increasing steadily as lock down is easing out gradually. HDFC Bank wants to encash this opportunity by rolling out offers on almost all segments to attract customers. This seems to be a good strategy to capture the major chunk of overall spends. However, to be frank, none of the offers impressed me and I found them just okayish. I hope HDFC will roll some better offers as part of the Summer Treats Offer in the coming days.

Source: HDFC sent these offers in an emailer containing a booklet. You can review the complete offer booklet here.

What do you think of the Summer Treats Offer from HDFC Bank? Which offers you are planning to utilize? Let me know in comments below.

Join Newsletter
Get the latest post right in your inbox. We never spam!
Pranav
Written by Pranav Follow
Hi, I am Pranav! I love to acquire, review and earn reward points/cashback from Credit Cards. Guiding people about benefits and optimal utilization of credit cards for years.
Exclusive Offer on Citi Rewards Card
  • Rs. 1,000 Amazon Gift Card on spending Rs. 5,000 in first 60 days*
  • 2,500 activation bonus reward points*
  • 10X rewards on online and physical apparel & department stores spends
  • 300 bonus points on spending Rs. 30,000 monthly
  • 20% instant discount on Zomato & Swiggy*
  • 2 Months additional on 12 Months recharge of Tata Sky*
  • Earned Reward Points never expire
  • Fee waiver on annual spends of Rs. 30,000
Apply Now
* T&CA, Limited Period Offer
Read next

Amex spends based offer: Amazon vouchers up for grabs

American Express (Amex) has rolled out a spend based targeted offer on their cards wherein they are providing Amazon vouchers o...

Amex, Card Offers, Aug 16, 2020