hdfc, card offers,

5% cashback on online spends with HDFC Debit Cards

Pranav Pranav Follow Jul 23, 2019 · 1 min read · 0 comments
5% cashback on online spends with HDFC Debit Cards

HDFC is showering offers this quarter and they are offering 5% cashback on online spends with their debit cards. This offer would be helpful to earn cashback on merchants which are not covered under 5% cashback program for debit cards on Smartbuy.

Offer Details

  • Offer: 5% cashback on all online spends with HDFC Debit Card
  • Period: 10 July 2019 to 30 September 2019
  • Maximum Cashback: Rs. 500
  • Minimum Transaction: Rs. 2000
  • Exclusions: Virtual, Netsafe & ATM cards, not applicable for transactions done via SmartBuy
  • Fulfillment: Cashback will be posted to debit card within 90 days after the offer end date, cash-back needs to be redeemed via Net Banking (Cards → Debit Cards → Enquire → CashBack Enquiry and Redemption → Account Number → Continue → Input the CashBack amount) or Phone Banking
  • Source: Website

HDFC is trying hard to push the online usage of their debit cards and this offer may help them in this regard. However I feel the maximum capping of Rs. 500 is pretty low and HDFC should have increased the limit considering the offer is running for 3 months. Also cashback redemption process is not straight forward and I wish HDFC would have just credited the cashback directly to the bank account without the need of redeeming it manually via net banking or phone banking.

Let me know your thoughts on this offer in comments below.

Join Newsletter
Get the latest post right in your inbox. We never spam!
Pranav
Written by Pranav Follow
Hi, I am Pranav! I love to acquire, review and earn reward points/cashback from Credit Cards. Guiding people about benefits and optimal utilization of credit cards for years.
Get SBI SimplyCLICK Credit Card now
  • 10X rewards on Amazon, BookMyShow, Cleartrip etc.*
  • 5X rewards on all other online spends*
  • Cleartrip e-voucher worth Rs. 2,000 on annual online spends of Rs. 1 Lakh
  • Additional Cleartrip e-voucher worth Rs. 2,000 on annual online spends of Rs. 2 Lakhs
  • Amazon gift voucher worth Rs. 500 on joining*
  • Minimal joining fee of Rs. 499
Apply Now
* T&CA, Limited Period Offer
Read next

Amex spends based offer: Amazon vouchers up for grabs

American Express (Amex) has rolled out a spend based targeted offer on their cards wherein they are providing Amazon vouchers o...

Amex, Card Offers, Aug 16, 2020