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10X rewards on Yes Bank Credit Cards via Yes Cart throughout August 2020

Pranav Pranav Follow Aug 01, 2020 · 2 mins read · 0 comments
10X rewards on Yes Bank Credit Cards via Yes Cart throughout August 2020

Yes Bank is giving 10X reward points on spends done through Yes Cart on partner merchants. The partner merchants include Flipkart, Amazon, Myntra, TataCLIQ, Cleartrip, Yatra and Unimoni. Let’s dive into the details of this offer to know more.

Offer Details

  • Offer: 10X reward points on Yes Bank credit cards on spends made using Yes Cart
  • Period: 1st August 2020 to 31st August 2020
  • Eligibility: Applicable only on following credit cards:
    • Yes Private
    • Yes First Exclusive
    • Yes First Preferred
    • Yes Prima
  • Maximum Reward Points:
    • Yes Private: 2,500
    • Yes First Exclusive, Yes First Preferred, Yes Prima: 10,000
  • Fulfillment: Bonus reward points will be credited within 90 working days from the offer end date
  • Other T&C:
    • Not eligible on purchase of gold, jewelry, gift cards, bill payments, wallet recharge and flight bookings on e-comm merchants
    • Applicable only on Flipkart, Amazon, Myntra, TataCLIQ, Cleartrip, Yatra and Unimoni
  • Source: Email

Bottomline

The reward rate due to 10X rewards on Yes Cart on various merchants is tabulated below:

Credit Card Flipkart, Amazon, Myntra, TataCLIQ Cleartrip, Yatra, Unimoni
Yes Private 20% 20%
Yes First Exclusive 9%-15% 18%-30%
Yes First Preferred 6%-10% 12%-20%
Yes Prima 4.5%-7.5% 4.5%-7.5%

Note that the reward rate for Yes First Exclusive, Yes First Preferred and Yes Prima varies between two values as 1 RP = Rs. 0.25 if you redeem for travel and 1 RP = Rs. 0.15 if you redeem for anything else. Also the reward earning rate is different in the travel category in comparison to other categories for Yes First Exclusive and Yes First Preferred.

Overall this seems to be a great offer for Yes Private, Yes First Exclusive and Yes First Preferred cards holders. However to get the maximum value, spends should be made on the travel category and redeemed for the travel category itself which seems little difficult in current times. Also the maximum limit of 10,000 on bonus reward points is a little disappointing. I wish Yes Bank should have provided a higher cap for bonus reward points to make it even more exciting.

What do you think of 10X rewards offer on Yes Cart from Yes Bank? Have you ever utilized Yes Cart for your purchases? How has been your experience rewarding crediting of bonus reward points? Let me know in comments below.

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Pranav
Written by Pranav Follow
Hi, I am Pranav! I love to acquire, review and earn reward points/cashback from Credit Cards. Guiding people about benefits and optimal utilization of credit cards for years.
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