HDFC Credit Card Spend based targeted offer for January 2021

HDFC Bank just sent out spend based targeted offers to their card holders. Under this offer, HDFC Bank is providing vouchers of Amazon, Flipkart, Big Bazaar and Big Basket on meeting the spend target. To get these vouchers, card holders need to spend the threshold amount communicated by the HDFC Bank in the email. Let’s delve into the details of the offer.

Offer Details
FAQs
Bottomline

Offer Details

Offer: Spend Rs. X to get vouchers worth Rs. Y
Period: 2nd January 2021 to 31st January 2021
Minimum Spends: As communicated in email
Reward: Vouchers as communicated in email
Type: Targeted, not valid if communication is not received from HDFC Bank
Excluded Cards: Corporate Cards, Commercial Cards, Dealer Cards, Distributor Cards, Business Cards, Value Plus Cards and Staff Cards
Fulfillment: Vouchers will be shared to eligible customers within 90 working days from the offer end date.
Source: Email, Website

FAQs

I never receive these type of targeted offers from HDFC Bank, what should I do?

You can do couple of things:

Make sure your email address is listed in their marketing list. Call customer care and get yourself added if you never receive any email from [email protected].
HDFC Bank sends these targeted offers to those customers whose spend is on the lesser side on HDFC credit card. Try to shift your spends to some other credit card for a few months and see if that kicks in the offer emailers.

I didn't receive the email from HDFC Bank, am I still eligible?

No, you are not eligible if you didn't receive the email from HDFC Bank.

What's the sender email address and subject of offer emailer sent by HDFC Bank?

The offer is sent from "[email protected]" and the subject is "Your XXX Card = Extra rewards"

How much do I need to spend and what's the amount of voucher I'll get on meeting the spend criteria?

Spend target and voucher amount is based on customer segment and is not the same for all. Refer to the offer emailer sent to you by HDFC Bank for details.

Bottomline

I received this offer on my HDFC Infinia Credit Card where my spending has reduced significantly. I received a spend target of Rs. 1,50,000 for a voucher of Rs. 3,000.

Overall it’s a nice offer and, in my case, it translates to an incremental reward rate of 2% making the overall reward rate around 5.3% which is amazing. However I don’t think I would be able to utilize this offer as the spend target is quite high.

Did you receive this offer on your HDFC Bank Credit Card? What’s your spend target and how much voucher amount would you be getting on meeting this target? Let me know by leaving a quick comment below.